How a Secured Credit Card Helps Build Credit Score

We often recommend using a secured credit card to help rebuild credit in advance of an auto loan in Woodstock. It’s a viable method of using credit while keeping a tight rein on spending. But how do they work and how can they help you rebuild credit?   We asked our Woodstock auto loans team […]

If you’re not in a position to save up for a down payment or would rather leave it in savings for emergencies, what are your options? Are no money down car loans worth trying?   Our Caledonia auto loans team outlines what no money down auto loans are and whether they make financial sense or […]

Value is subjective but there is usually a consensus we can all come to when trying to ascertain the value of an item. A car is one such item. How can you accurately get a value of your car when you sell it to a dealership? We asked our Waterloo auto loans team to answer […]

Credit utilization is a factor in any lending decision and something you should bear in mind when considering taking out any debt, including an auto loan.   We asked our Cambridge auto loans team to explain credit utilization and how it impacts a lending decision. This is what they came up with.   What is […]

Car loans, like most things in life require preparation if you’re to get the best out of them. Part of that comes down to the application itself but partly also comes down to affordability, having savings and a decent down payment. All those elements can be created using a budget.   We asked our Vineland […]

We appreciate that it can be difficult to save money on a tight budget but the importance of having emergency savings cannot be overstated. That’s why we put together some actionable tips to try to you save.   We asked our Dundas auto loans team to identify ways you can save money on a tight […]

Proof of income is an essential part of any auto loan application. It is designed to back up your claim of having sufficient income to afford repayments and plays a pivotal part in deciding whether you’re accepted or not. But what exactly can you use as proof of income for car loans? Our Port Credit […]

We all know that rebuilding credit takes time and effort, but exactly how long and how much effort? How long does it take to rebuild credit in Puslinch?   This is an incredibly common question our auto loans team tackle every day. That makes it a prime candidate for a blog post.   Rebuilding credit […]

While the pandemic is not over yet, the end is in sight and we are beginning to see a little more optimism in the world. So, what better time to review your finances, credit score and overall fiscal wellbeing? Our Mississauga auto loans team outlines a few simple checks you can make on your finances […]

Canada is an exceptionally popular place to emigrate to. It’s huge, friendly, welcoming to newcomers and a land full of opportunity for those who work hard. It’s also a place where you’ll need a car to get anywhere. That’s the subject of today’s post. Our Milton auto loans team outlines how to get a car […]